Mortgage Brokerage

Portugal has introduced a new tax regime, officially known as the Tax Incentive for Scientific Research and Innovation (IFICI), replacing the previous Non-Habitual Resident (NHR) tax regime. This program aims to attract highly qualified professionals in key sectors, as well as individuals looking to contribute to Portugal’s innovation and economic development.

Under the new regime, eligible individuals can benefit from:

• A 20% flat tax rate on income derived from qualified employment and self-employment activities, applicable for up to 10 years.
• Exemptions on most foreign-sourced income, including dividends, interest, capital gains, and rental income (subject to tax progression rules in Portugal).
• Access to tax advantages if engaged in activities related to scientific research, technology, innovation, or other pre-defined high-value professions.

To qualify, applicants must:

• Be a new tax resident in Portugal (not having been a tax resident in the previous five years).
• Work in one of the eligible high-value professions, such as scientific research, technology, engineering, medicine, higher education, and entrepreneurship in innovative sectors.
• Provide necessary documentation to validate their eligibility, including proof of qualifications and employment contracts.

Navigating the Portuguese tax system can be complex, but we are here to simplify the process for you. Our team offers:

✅ Expert Guidance – Assessing your eligibility and advising on the best approach.
✅ Application Assistance – Handling the registration process with the Portuguese Tax Authority.
✅ Ongoing Support – Ensuring compliance and maximizing your tax benefits while residing in Portugal.

If you're looking to take advantage of Portugal’s new NHR 2.0 tax regime, contact us today— we’ll guide you every step of the way and submit your application on your behalf.

At Portugal Consultants, we collaborate with an exclusive network of highly experienced real estate agents who have an in-depth understanding of the Portuguese property market. Whether you're looking for your dream home, an investment opportunity, or a buyer for your property, we are here to connect the dots and ensure a seamless experience for all market participants.

Our goal is to help you find the right property at the right price while making the process as effortless and informed as possible. To support your decision-making, we provide comprehensive market analysis, offering insights into real estate trends, price movements, and investment potential across different cities and regions in Portugal.

Navigating the Portuguese rental market—whether for short-term holiday lets or long-term leasing—can be complex. Our team offers expert guidance on:

✔ Understanding the rental landscape, including key market trends and profitability potential.
✔ Legal and regulatory compliance, ensuring you meet all requirements for short-term and long-term rentals.
✔ Tax implications, helping you optimize returns while staying compliant with Portuguese tax regulations.

If you require property management services, we can also connect you with trusted partners who offer reliable and cost-effective solutions, ensuring your property is well-maintained and generating income without the hassle.

At Portugal Consultants, we are dedicated to empowering you with knowledge, strategic insights, and expert connections so you can make the best decisions when buying, selling, or renting in Portugal.

📩 Get in touch today to explore how we can help you achieve your real estate goals with confidence!     

At Portugal Consultants, we believe that access to reliable information is key to making sound investment and personal decisions. Whether you're planning to relocate to Portugal, purchase a second home, or invest in the real estate market, having the right data and insights ensures you make informed choices with confidence.

Unfortunately, many real estate stakeholders fail to provide sufficient market transparency, leaving buyers and investors navigating the landscape with limited or outdated information. We believe that before making any real estate move—whether buying, selling, or investing—you should have access to critical market data, such as:

✔ Real Estate Price Trends – How have property prices evolved over the past months and year-over-year?
✔ High-Growth Cities & Regions – Where have prices surged the most, and what are the key drivers?
✔ Banking Valuations & Mortgage Insights – How do bank valuations vary across Portugal, and how does this impact financing options?
✔ Construction & Development Trends – What’s the outlook for new property supply, and how will it influence future pricing?
✔ Golden Visa Program Updates – What are the latest regulatory changes, and how do they impact the market?

As part of our commitment to market transparency, we provide data-driven insights and expert analysis to help you navigate the Portuguese real estate market with clarity. Through our website, you can access:

📊 Monthly Market Reports – Updated real estate trends, price evolution, and banking valuations.
📈 Exclusive Research & Investment Reports – Our expert insights on market opportunities, backed by in-depth data analysis.
📰 Regulatory & Policy Updates – Key changes in programs such as the Golden Visa, NHR 2.0 Tax Regime, and government regulations affecting the property market.
🏦 Banking & Lending Activity Analysis – Trends in mortgage approvals, interest rates, and financial sector developments.

At Portugal Consultants, our mission is to bridge the information gap, ensuring you have access to the right data, expert analysis, and strategic insights to make the best possible decisions.

📩 Stay ahead of the market—explore our reports and insights today!